This is the greatest time to buy or refinance in our lowest rate history. Imagine, back in 1981 having a mortgage at 16.63% ? Our Innovative Lending Team has programs that most banks do not have available. The 203k is a true secret in the lending and real estate industry. It takes a team of specialists, from the Realtor, to the lender to the construction team, all working together. The result, most people that have a mid credit score of just 620, can seek to qualify for just 5% down on a 203k program. When most teams shy away from these programs, we step up and lead the way.
KITCHENS add most Value to Appraisals and Buyer demand. A significant portion of kitchen remodeling costs may be recovered by the value the project brings to your home. A complete kitchen renovation with a national median cost of $60,000 recovers about 67% of the initial project cost at the home’s resale, according to the “2015 Remodeling Impact Report” from the NATIONAL ASSOCIATION OF REALTORS®.
203k Real Estate Professionals
Our Real Estate/Remodel Team provides a wealth of knowledge for understanding, there is more than one way to buy a home. Traditional methods are outdated. Costs run over budget, their is a lack of creativity, a need for using local team contractors and also discounts when shopping an entire kitchen, not just appliances. We hope you can find everything you need. Tobias Realty is focused on providing Educational advantages first, plus high-quality service and greater customer satisfaction - we will do everything we can to meet your expectations on time and within budget. More importantly, our Resource Teams work together from the qualifying phase, to the home selection process, to credit reviews, to making realistic offers, remodeling bids, workmanship and results. Before you buy or refinance a home, call us FIRST.
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California BRE #01210970